Terms of Use & Disclaimer

RefundIndex.com is an independent Canadian consumer information website operated by Robert Roy. By using the website, you agree to these terms to the extent permitted by applicable law.

General Information, Not Customer Service

RefundIndex explains publicly available returns, exchanges, refunds, cancellations, subscriptions and related consumer topics. We do not sell the goods or services discussed, operate the businesses featured, process payments, authorize returns, issue refunds, access customer accounts, or cancel third-party subscriptions. Contact the relevant business about your individual transaction.

Independence and Trademarks

Unless expressly disclosed, RefundIndex is not affiliated with or endorsed by the companies and organizations covered. Company names and trademarks are used for identification and remain the property of their respective owners.

Policy Accuracy

We aim to use relevant sources, but company rules, availability, deadlines, fees and applicable requirements may change. The terms that govern your situation may depend on when and where you bought a product, its condition, your service contract, and other facts. Verify current details with the company or applicable public authority before relying on a guide.

Consumer Rights and Legal Information

Our discussion of Canadian consumer rights is general educational information, not individualized legal advice. Different provinces and territories may have different rules. A store’s voluntary return policy is not necessarily the same as its legal duties. Nothing in these terms is intended to exclude, waive or limit a non-excludable right or remedy under applicable law.

External Links and Commercial Content

We may link to official providers, public bodies and other independent websites. They control their own terms, services, content and privacy practices. RefundIndex plans to display advertising and may use affiliate links in the future; relevant commercial relationships will be disclosed as appropriate. Advertising does not mean we represent or guarantee an advertised business.

Public Comments

If you post a comment, you must have the right to share it and must not publish spam, unlawful or abusive content, malicious links, someone else’s personal information, passwords or payment details. We may moderate, decline or remove submissions where reasonably necessary. Published comments reflect their authors’ views and are not verified company policies. By submitting a comment, you give RefundIndex non-exclusive permission to display it on this site, subject to applicable law and privacy rights.

Original Content and Acceptable Use

Original RefundIndex material may be protected by copyright. You may use the site for ordinary personal information and link to our pages. No permission is granted for bulk republication, misrepresentation of our content or attempts to compromise the security or availability of the site. Uses permitted by applicable copyright law are unaffected.

Website Availability and Liability

The website may be temporarily unavailable. To the extent permitted by applicable law, RefundIndex does not guarantee a particular outcome from a return, refund or cancellation request and is not responsible for decisions independently made by external businesses. Nothing here excludes or limits liability where doing so would be unlawful, or removes mandatory rights or remedies.

Privacy, Changes and Contact

Please read our Privacy & Cookie Policy for information on personal data. We may update these terms; the current text will appear on this page. These terms are intended to operate subject to applicable Canadian law and mandatory legal protections. Questions: contact@refundindex.com. Publisher: Robert Roy, Canada.